Treaty documents are where the business logic lives. Reserving rules, notification windows, rate change triggers, compliance obligations, settlement schedules - all buried in dense legal language across documents that can run to hundreds of pages.
For a reinsurer managing multiple books, the volume of documentation is huge. And the information locked inside those documents is critical - miss a notification deadline and you face penalties, misinterpret a reserving requirement and your valuations are wrong, overlook a compliance clause and you’re exposed to regulatory risk.
Senior actuaries and legal professionals spend hours reading, re-reading, and cross-referencing treaty documents. When a question arises - “what are the notification requirements for Treaty X?” or “how does this clause interact with the provisions in Treaty Y?” - someone has to find the answer manually. That search might take minutes if they know exactly where to look. It might take hours if they don’t.
And as the portfolio grows, so does the document estate. Each new treaty adds another set of obligations to track, another set of clauses to understand, another document to search through when questions arise.
What we did
We built a contract clause inspection tool that reads treaty documents and extracts structured information automatically. The system identifies reserving rules, schedules, obligations, notification windows, and compliance requirements - and presents them in a searchable, structured format.
But extraction is only half the value. We also built a search layer that sits across the entire document estate. Team members can ask plain English questions - “What are the investment guidelines for Treaty X?”, “Which treaties have notification windows closing in the next 30 days?”, “Show me all reserving rules that reference BMA requirements” - and get sourced answers pointing to the specific clauses and documents.
The system was built to handle real treaty documents, regulatory guidance, and the complexity of cross-referenced clauses, conditional provisions, and jurisdiction-specific requirements.
Why it matters
It makes the critical information locked inside documents accessible to everyone who needs it, when they need it. An operations team member shouldn’t need to interrupt a senior actuary to find out the notification window for a specific treaty. A compliance officer shouldn’t need to manually cross-reference five documents to check whether a portfolio change triggers a reporting requirement. When institutional knowledge is searchable rather than locked in documents and people’s heads, the whole organisation operates with more confidence and speed.